South Carolina Homeownership and Employment Lending Program – SC HELP

19 07 2012

Are YOU a Homeowner who is Facing Foreclosure Due to:

Unemployment,

Underemployment,

Reduction in Self-Employment Income,

Death of Spouse,

Catastrophic Medical Expenses, or

Divorce?

If so, there may be help for you via SC HELP, see SC HELP Flyer.

Monthly Payment Assistance:

  • makes monthly payments while you are seeking employment and a return to self-sustainability

Direct Loan Assistance:

  • pays up to $20,000 on past due mortgage to bring it current

Property disposition assistance:

  • provides $5,000 to help transition families from homeownership to rental housing if:

1. Application with SC HELP completed FIRST
2. Permission for short-sale or deed-in-lieu of foreclosure granted
3. Money distributed AFTER execution of deeds completed

South Carolina has been awarded, $295,431,000 in funding from the U.S. Treasury Department’s Hardest Hit Funds to prevent mortgage foreclosure.

SC Housing Corp., a non-profit Division of the South Carolina State Housing Finance and Development Authority is administering the Program, known in SC as the South Carolina Homeownership and Employment Lending Program or SC HELP.

South Carolina Legal Services (SCLS) is one of the housing processing agencies for SC HELP.  SCLS assists homeowners who are at risk of foreclosure gather and submit the required documents to be approved for mortgage assistance through SC HELP.

The list of documents can be found here - SC HELP Required Documents List

There are no income requirements for SC HELP and all services are free to the homeowner.

SC HELP will not pay any more than $20,000 on the arrearages.

SC HELP may approve payment of the $20,000 but the actual payment will not be made until SC HELP has verification that the homeowner can pay the balance of the arrearages or that it has been forgiven by the lender or it has been placed at the end of the mortgage.

The requirements for the property disposition assistance program should be carefully reviewed.

NOTE: A homeowner is not eligible for this program if the property has already been sold at foreclosure.

Homeowners may call South Carolina Legal Services toll-free at 1-888-257-1988 Or 1-855-HELP-4 SC

Homeowners may also submit an application at www.SCMORTGAGEHELP.com

For more detailed information about SC HELP, please see Information Flyer

For more information about SC Legal Services, please see SCLS General Brochure

~RFW





February 2012 Newsletter

20 02 2012

We are pleased to share our latest newsletter.

SCATJC February2012

If you have questions, please feel free to email me.

~RFW





Law School for Interpreters: A Success!

13 02 2012

Bright and early Saturday morning, 77 people were driving into downtown Columbia to attend the SC Access to Justice Commission’s LEP Work Group “Law School for Interpreters.”

Meanwhile, the sponsors were all busy opening the facility and readying the room and registration tables for each of these interpreters.

At 8:45 a.m., seats filled and the LEP Work Group provided an overview of the day and the program began.

The Agenda:

  • Registration and Breakfast 8:00 a.m.
  • Welcome & Overview 8:45 a.m.
  • Pretest 9:00 a.m.
  • “Oh the Places You Can Go and the People You Can Meet” (Overview of the SC Judicial System) 9:15 a.m.
  • South Carolina State Court Interpreter Certification Program 9:45 a.m.
  • BREAK
  • Circuit Court 10:30 a.m.
  • Family Court 11:15 a.m.
  • Magistrates Court 12:00 noon
  • Catered Lunch
  • Court Process 1:45 p.m.
  • BREAK
  • Panel Discussion & Q&A: Reality Check 3:15 p.m.
  • Post-test, Wrap-Up, & Evaluation 4:45 p.m.

The excitement in the room was palpable. Interpreters greeted one another with hugs, and sometimes questions of “which language do you speak?” And the excitement was not limited to interpreters and translators. Many of the event sponsors were thrilled with the turn-out, especially on a Saturday. Languages represented included Spanish, French, Portuguese, Italian, Chinese, French, and Urdu as well as a few others.

And we’re all excited about the prospect of an additional pool of qualified and certified interpreters and translators in the South Carolina Court System.

Thanks again to our sponsors, speakers, and participants!

~RFW





Congratulations Jack Cohoon! 2011 Ellen Hines Smith Legal Services Attorney of the Year

1 12 2011

Earlier today, Shannon Willis Scruggs, the Executive Director of the South Carolina Bar Foundation, and I made our annual surprise site visit to the South Carolina Legal Services (SCLS) office where the Ellen Hines Smith Legal Services Attorney of the Year receives their surprise notice of the honor.

The 2011 recipient is Jack E. Cohoon, from the Columbia office.

Congratulations to Jack Cohoon! Pictured Left to Right: Eddie Weinberg, Jack Cohoon, Andrea Loney, Robin Wheeler. Photograph by Shannon Willis Scruggs.

Who is Jack E. Cohoon?

He has been employed in the Columbia SCLS office for more than 5 years. Jack serves as the lead employment attorney and provides guidance and case reviews of employment cases throughout the organization. But Jack’s caseload is not limited to employment; Jack also helps with evictions, housing, domestic violence, consumer protection, public benefits, education, and elder law.

Jack developed an expungement clinic protocol that includes a PowerPoint presentation, a brochure, and assistance with the SC Access to Justice Commission’s Expungement and Pardons FAQs.

What do co-workers say about Jack E. Cohoon?

“His polite demeanor and droll wit create a wonderful rapport between him and his clients.”

“Jack is a truly exceptional young attorney who has made a substantial statewide impact on the scope and effectiveness of SCLS’s representation to the benefit of all low income South Carolinians.”

“Jack’s work ethic is one of the best at SCLS. He is on the job and eager for work every day.”

“His calm, even demeanor has made him a favorite with attorneys within and outside of SCLS. Indeed, his glowing reputation extends to opposing counsel as well.”

“He is never temperamental and willingly accepts supervision, suggestions and criticism.”

From a client:

“. . .  Jack Cohoon did me a great service with the case that I brought to him. I don’t know that if I had had the money to pay a lawyer they could have done a better service for me.”

From the Workforce Investment Area re: expungement clinics:

“Jack was the perfect partner to work with. He exhibited compassion and patience that was very evident and sincere to the workshop attendees. Many stayed after the sessions to speak with him personally . . . He provided hope for some who felt they had exhausted every avenue. . . . Jack is a true treasure as he will always avail himself to help get information and services to the community. . . .  I appreciate the professionalism which Jack presents to a hurting and sometimes angry audience and look forward to the opportunity to work with him again.”

It’s easy to see why Jack is the recipient of this year’s Ellen Hines Smith Attorney of the Year award.

If you would like to see Jack receive the award, please join us at the South Carolina Bar Foundation Gala on Saturday, January 21, 2012 at the Columbia Metropolitan Convention Center. The reception begins at 6:30 p.m. and dinner will be served at 7:30 p.m. Individual tickets are $100 and table sponsorships start at $1,200. Please contact Shannon Scruggs at shannon.scruggs@scbar.org or (803) 765-0517 for more information.

~RFW





Celebrate Pro Bono: Allison Humen

28 10 2011

As part of Celebrate Pro Bono 2011, we are highlighting pro bono legal service in South Carolina.

Meet ALLISON HUMEN, 3L at the University of South Carolina School of Law.

Allison Humen

Allison Humen currently serves as the SBA Liaison to the USC School of Law Pro Bono Board. When asked what drew her to pro bono service, she recalled:

Since I was younger, I have participated in various service projects and organizations.  The Pro Bono program offered the opportunity to continue serving not only the community at-large, but also the legal field which we are all now a part of.  Not only do you get to serve, but you are able to do this alongside your classmates. 

She describes her first major experience with the Pro Bono Program, the Harvest Hope Food Drive in the fall of of 1st year:  

All of the students and professors do a wonderful job of encouraging students to work together to make such a large donation to Harvest Hope each year.  Being a part of this unified effort in giving back to the community proved how much good the school can do.  Since then, I was invited to join the Pro Bono Board, from which I have not only been able to participate in various projects, but also help organize these projects for the student body.

She’s been involved in several pro bono projects over the past few years:

I completed the Guardian ad Litem training in my first year, and since then having been serving as an advocate for the best interests of the children in my cases.  From speaking to older classmates and hearing about their experience with this program, it seemed like the ideal opportunity to help families and children, while being able to participate in the legal process.  Although it is difficult at times by playing an important role in these children’s’ lives and their future, it has been an invaluable experience.  I would recommend this program to every law student.  Not only does this experience remind you of the personal aspect of the law which we are studying, it also gives you practical experience.

 I am currently a Carolina Clerk.  This is a program created by Pam Robinson and Dean Wilcox, which matches volunteer law students with lawyers who have agreed to pro bono client representation.  The Pro Bono Program has widely publicized this new program throughout the school as well as on the school’s website, so I was eager to help kick-off the program and volunteered early.  The current case I am working on is a DSS case, so it has been interesting to work on family law issues from the standpoint of the parent, rather than the children which are the sole focus of the Guardian ad Litem role. 

As a member of a few student organizations I wanted to create a way for different organizations to team up and serve together.  With the help of Pam, the Student Bar Association and the Pro Bono Board initiated Good Deed Friday.  This program gives all of the student organizations, journals, Moot Court Bar, and Mock Trial Bar the opportunity to join together and volunteer a (Fri)day of service at a local charitable organization.  Our first Friday was September 30th, which members of the Student Bar Association, Pro Bono Board, and the Real Property Trust and Estate Law Journal volunteered a few hours at the Harvest Hope Food Bank.  Not only are we helping the community, but we are also strengthening the law school community by enabling student leaders to bond over these “good deeds.”

Any lessons learned from pro bono?

Pro bono work has expanded my view of how many people are in need and are in need in so many different ways.  When you are surrounded by so many fortunate members of the law school community for the vast majority of your time, it is easy to forget how many people go without.  Participating in pro bono has heightened my gratitude for all that I have been blessed with, as well as my compassion for those who have less and my responsibility to help any small way I can.  

What’s your advice to other law students?

Get involved early!  Even if you are afraid you won’t have the time. Everyone in law school is busy, but Pam does a wonderful job of providing a wide-range of opportunities within the Pro Bono Program.  So if you only have one afternoon a month to offer, we will find a place for you to volunteer then!  If you aren’t able to complete the two-week Guardian ad Litem training, there are many ways to volunteer that do not require any additional training! 

Will you continue pro bono service after law school?

My passion for service did not begin in law school, and I am certain that it will not end after graduation.  It is important for every one of us to do pro bono work, and I believe this need is only strengthened once you become a licensed attorney.  At that point, you will have more tools in your belt and therefore be able to serve the community in ways that the majority of the population cannot. 

Thanks for your service Allison! I look forward to hearing more from you in the future!

~RFW





Celebrate Pro Bono: Ashley Cole

25 10 2011

As part of Celebrate Pro Bono 2011, we are highlighting pro bono legal service in South Carolina.

Meet ASHLEY COLE, 3L at the University of South Carolina School of Law.

Ashley Cole

Ashley became involved in pro bono when she saw flyers posted during her first semester of law school about the Guardian ad Litem program. Instead of signing up immediately she waited until her second semester and began talking with Pam Robinson (USC School of Law Pro Bono Director) about that particular program.  Ashley recalls “I was so excited because she remembered me even after the first time I spoke with her.  She signed me up for Pro Bono announcements.  I participated in the Guardian ad Litem training course, and it was “all she wrote” after that.”

She’s been participating in the law school’s pro bono program for 2 years now; serving on the board since her 2nd year of law school.

While Ashley continues to serve as GAL, she also stays involved in a lot of projects. 

Right now, we’re gearing up for our semester food drive for Harvest Hope.  It’s my job to get my classmates involved because we have a competition between the three law classes.  I want the 3Ls to win this year!  We’re kicking-off the food drive with a “It’s Not a Crock Pot” soup lunch to raise awareness for hunger.  I’ll be entering a soup in the contest on behalf of an organization I’m involved with.

Also, we’ve been hosting a “Good Deed Friday” project about once a month where students who are involved in Pro Bono get together with students from other law organizations to perform community service in and around Columbia. 

This semester, we kicked-off a new program called “Carolina Clerks” that allows attorneys with a pro bono case to obtain assistance from a USC Law student.  That program is wonderful because it provides help to the attorney while simultaneously providing experience to a law student who is eager to learn.

When asked about how she first became involved in these multiples projects, she noted “We host the food drive every semester, so that’s an easy Pro Bono opportunity for everyone.  Mostly, I learn about projects through my activities with the Board Members and Pam.  In fact, every time I walk into Pam’s office, she’s always telling me about the new ideas she has, and it’s wonderful that she’s so creative.”

Ashley’s passion for pro bono doesn’t stop there.

One semester, I participated in a “Pro Bono and Jelly” hunger awareness bake sale during the food drive.  We encouraged students and faculty to bring their lunches and donate the money they would normally spend eating out to Harvest Hope.  I have also visited retirement centers with other volunteers to sit down and talk with senior citizens about their legal needs.  We fill out surveys to identify how the legal community can best serve this group of people.   Additionally, this summer I worked with South Carolina Legal Aid as a public interest law clerk, so I stayed on this semester as a volunteer.   Our Pro Bono program has close ties with that office because they serve the public.

 I performed a lot of community service in high school and during my undergraduate career, so it seemed silly not to continue doing good things for others when I started law school.  Admittedly, it’s a lot more difficult during your first semester to get involved, but once I settled in I wanted to find out what I could do.  Pro Bono opportunities have provided me with a lot of hands-on legal experience.  I’m so thankful for the program, and I really enjoy working with students and people in our community.  I really believe that one of my responsibilities in this profession requires me to give back some of my time to people who really need it.  A lot of people don’t understand our judicial system, so law students and practicing attorneys should aspire to reach out to them and make the experience as helpful as possible.

When asked about whether she experienced any surprises with her pro bono work, Ashley reflects “I wouldn’t say I have had too many surprises.  I think becoming a GAL was a little overwhelming at first, though.  My first case was difficult for me because it was hard to believe that children, right here in Columbia, are abused and neglected every day.  We see these things on TV, so it was almost surreal to experience it first hand.  However, it was rewarding to stand in front of a judge in Family Court and have my final opinion heard and implemented.”

I asked Ashley about what she had learned from her pro bono service:

From my pro bono experiences, I have learned quite a lot about who I am, who I want to be, and what kind of law I think I might pursue.  For example, I learned that family law is more difficult because of the emotional element that’s always present when you speak to a client or work with family members.  Pro bono work has taught me patience and understanding.  When you realize that you have to explain legalese to someone who may or may not have graduated from high school, your perspective changes and you realize how valuable your services are to the clients you serve.  I have also learned how fortunate I am, and I’m thankful for the experiences I have had.

And pro bono service is not a new concept for Ashley. She recalls that “I have always believed that it is important for each person to serve the communities in which we live.  It’s so valuable to give back what we take.  Pro bono service really changed my view of the law because now I understand what it is like to see it from a regular person’s perspective.  By “regular person,” I mean someone who has not studied the law, someone who may not be aware of what his or her rights are in our country, and someone who can only tell me a story, not a particular legal issue.  That’s why I think pro bono service is so important because it’s one of a lawyer’s professional duties to give back to society.”

I asked Ashley if she had any thoughts about pro bono service that she wanted to share with her fellow law students. Her response was thoughtful and frank:

I think that pro bono speaks for itself.  Truly, a person only needs to get involved in one pro bono program to experience the joy and pleasure of doing good things for other people.  Everyone has a little time to sacrifice, and it only takes one project or one client to keep a law student engaged and active in pro bono work for life.

She remains an active pro bono volunteer at SC Legal Services volunteering three hours a week as a law clerk. She has high esteem for the SC Legal Services attorneys noting that they are “fabulous, and they work hard for their clients.  I have learned a great deal from them and could not be more thankful for the experience I have had there.  They have taught me so many things that classroom lectures don’t quite touch on in law school.”

Is Ashley’s pro bono going to continue into her law practice?

Most definitely.  I think I would be doing a disservice to myself and my community by not engaging in pro bono work.  

That is music to my ears. We are lucky to have have such dedicated young attorneys and law students who cannot imagine their profession without giving back.

Stay tuned as we highlight them throughout this week!

~RFW





Focus on Pro Bono: Celebrate Pro Bono 2011

24 10 2011

I’m very proud to don this logo on the SC Access to Justice blog. For the past three years, the American Bar Association has hosted this powerful, national event highlighting the importance of pro bono legal services around the United States.

In South Carolina, we’re proud to highlight some of the work in our own backyard. Throughout the remainder of Celebrate Pro Bono 2011, you’ll be able to learn how South Carolina law students and practicing attorneys interpret pro bono legal services and put it into action.

Many thanks to the American Bar, probono.net and the thousands of attorneys and law students who are celebrating pro bono this week!

~ RFW





2011 Ellen Hines Smith Nominations Now Open!

25 08 2011

We are pleased to announce that nominations for the 2011 Ellen Hines Smith Legal Services Attorney of the Year are open!

The Ellen Hines Smith Award was established in 1989. It is given to a South Carolina Bar member who is employed as an LSC grantee program lawyer who has demonstrated long-term commitment to legal services and who has personally done significant work in extending legal services to the poor.

The form is available in pdf at Ellen Hines Smith Nomination Form 2011 or by email request to rwheeler@scbar.org.

Who is eligible?

  • A SC Bar member who is employed as an LSC grantee program lawyer.

Who is not eligible?

Previous award winners are not eligible:

1989 – Martha B. Dicus

1990 –Thomas L. Bruce

1991 – Johnny Simpson

1992 – Harold F. Daniels

1993 – Andrea E. Loney

1994 – Mozella Nicholson

1995 – Thomas A.Trent

1996 – Susan A. Cross

1997 – Angela M. Myers

1998 – Ethel E. Weinberg

1999 – Nancy M. Butler

2000 – Byron A. Reid

2001 – Lynn P. Wagner

2002 – Eddie McConnell

2003 – Frank Cannon

2004 – Willie B. Heyward

2005 – Lynn Snowber-Marini

2006 – Eddie McConnell

2007 – Marcia Powell-Shew

2009 – Maureen White

2010 – Susan J. Firimonte

When is the application due?

  • The application must be made by October 15, 2011.

How do I find out who received the award?

  • The SC Bar Foundation and the SC Access to Justice Commission present the award at the annual SC Bar Foundation Gala. This year the Gala will be held on January 21, 2012 in Columbia during the SC Bar Convention

For more information about Ms. Ellen Hines Smith, visit the USC School of Law Memory Hold the Door page dedicated to her.                                                                                                                                                                                                                                                                                                            ~ RFW





LSC President Sandman Discusses Pro Bono

14 07 2011

In case you missed it elsewhere, LSC President Sandman discusses pro bono and its importance to legal services programs.

He also discusses the limitations of legal services organizations and the great value of law firm and corporate pro bono participation. Well worth watching!

Tip of the hat to Cheryl Zalenski at the ABA Center for Pro Bono who tweeted this. Thanks for the heads-up.

-RFW





Guest Blogger: Daniel Kim

22 03 2011

Recently, I have been given the opportunity to work at the SC Access to Justice Commission (SCATJ) by being appointed as a “BFF,” a bar foundation fellow. The program is known as the South Carolina Bar Foundation Public Interest Fellows Project, which was started to increase student awareness of public interest law. It also offers public legal service organizations the help they need to accomplish the work they do for the public. Now you may wonder what SCATJ is and what the organization does; I know I did. But one of the great things about this program is that it gives students a chance to learn about public interest organizations that they did not know existed.

SCATJ is faced with the difficult challenge of “ensuring access to justice for all South Carolinians.” This organization was created to help people with low income and modest means obtain access to the South Carolina court system. One of their programs is geared towards self-represented litigants, and that is the field I have done the most amount of work. One of my major projects since starting here has been to work on an information guide for different counties within the judicial district of the new Newberry County Self-Help Center. Often times, self-represented litigants forego hiring an attorney due to lack of financial means. However, these litigants often go into court with no resources or knowledge of the SC legal and court system. They do not understand the legalese in forms, the process to properly fill out court documents and forms, and court policies and procedures, such as service of process.

SCATJ tries to provide self-represented litigants with guidelines and resources so that they may enter the court with more knowledge of the system. Chief Justice Toal has spearheaded the movement to streamline polices and procedures and have records be automated through the use of the Internet. This has enabled all courts in different SC counties to have similar paperwork.

The reason I came to law school was to help those in need and make an impact in the community. As cliché as that may sound, my passion and desire to achieve this goal is the reason I applied to be a “BFF” and the reason I want to become an attorney. The goals of SCATJ align with the goals I seek to accomplish after law school, and this is the sole reason I wanted to take part in this opportunity. This has been an invaluable learning experience for me thus far. I have learned a lot about public interest law, SC law, and the challenges everyday South Carolinians face to acquire what we, as law students, sometimes take for granted: obtaining justice. It has been a pleasure to work here at the SCATJ, and I look forward to continuing to work here in order to give back more to the community while continuing to learn and grow from this experience.

-Daniel Kim








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